USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants to very low-income homeowners in eligible rural areas near Lodi to repair or improve their homes. Grants up to $10,000 available for seniors 62+ who cannot repay a loan. Loans up to $27,500 at 1% interest for 20 years.

Grants for seniors 62+, loans for others; can combine both up to limits

Key Details

  • Loans up to $27,500 at 1% interest, 20 years
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI or below)
  • Must own and occupy home in eligible rural area
  • Covers health, safety, and accessibility repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(530) 792-5850

A grant-savvy contractor in Lodi, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing applications

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