Home Improvement Grants in Lodi.

Find grants, rebates, forgivable loans, and free programs for Lodi, CA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lodi, CA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Deferred loan up to $30,000

City of Lodi Owner-Occupied Rehabilitation Program

Provides deferred loans for major home repairs to low-income homeowners in Lodi city limits. Loan is forgiven after 15 y...

Home Repair
Grant up to $10,000

City of Lodi Emergency Home Repair Grant

Grant assistance for emergency home repairs that pose immediate health or safety threats to very low-income owner-occupi...

Emergency
Grant up to $15,000

Lodi ADA Accessibility Modification Grant

Grant program for accessibility modifications to homes for low-income Lodi residents with disabilities. Covers ramps, wi...

Seniors & Disability
Grant up to $5,000

City of Lodi Sewer Lateral Repair Grant

Grant assistance for low-income Lodi homeowners to repair or replace failing private sewer laterals from home to main se...

Home Repair
Varies by program

CalHFA First-Time Homebuyer Programs

CalHFA offers multiple mortgage programs for first-time homebuyers in Lodi, including down payment assistance, closing c...

Homebuyer
Up to $8,000 in weatherization services

California Weatherization Assistance Program (WAP)

State-funded weatherization program providing free energy efficiency improvements to low-income households in San Joaqui...

Weatherization
Free lead remediation services

California Childhood Lead Poisoning Prevention Program

State program providing free lead hazard investigation and remediation for homes with children under 6 who have elevated...

Home Repair
Rebates up to $7,500

PG&E Energy Upgrade California Home Rebates

Rebates for whole-home energy efficiency upgrades for PG&E customers in Lodi. Offers either Basic or Advanced tiers depe...

Energy
Rebate up to $3,000

PG&E Heat Pump Water Heater Rebate

Rebate for installing an ENERGY STAR certified heat pump water heater in Lodi homes served by PG&E. Higher rebates avail...

Energy
Rebate up to $3,500

PG&E Central Air Conditioner & Heat Pump Rebates

Rebates for installing high-efficiency central air conditioners or heat pumps in Lodi homes. Rebate amount depends on sy...

Energy
Free energy efficiency upgrades

PG&E Energy Savings Assistance Program

Free home energy efficiency improvements for income-qualified PG&E customers in Lodi. Services include weatherization, i...

Energy
Federal tax credit 30%

California Solar Initiative (CSI) - PG&E Territory

Federal Investment Tax Credit (ITC) provides 30% tax credit for solar panel installations in Lodi. State CSI rebates hav...

Solar/Renewable
Rebate up to $1,000

Lodi Electric Utility Solar Rebate

Municipal rebate for residential solar installations for customers of Lodi Electric Utility. Rebate amount based on syst...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants to very low-income homeowners in eligible rural areas near Lodi to repair or improve their...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to help build, remodel, or purchase an adapted home in Lo...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home in Lodi. For veterans who are blind in bo...

Veterans
Deferred loan up to $50,000

San Joaquin County HOME Investment Partnerships Program

Federal HOME funds administered by San Joaquin County for major home rehabilitation for low-income homeowners in unincor...

Home Repair
Grant up to $3,000

San Joaquin County Senior Home Repair Program

Grant assistance for minor home repairs and modifications for seniors age 60+ in San Joaquin County including Lodi. Help...

Seniors & Disability
Postpone property taxes until home sale

California Property Tax Postponement Program

State program allowing eligible seniors, blind, or disabled homeowners in Lodi to defer payment of property taxes on the...

Property Tax Relief
Grant up to $3,000

California Governor's Office of Emergency Services - Home Hardening

Grant funding to help homeowners in wildfire-prone areas of California, including parts of San Joaquin County, make home...

Disaster
Rebates up to $500

City of Lodi Water Conservation Rebates

Rebates for Lodi water customers who install water-efficient devices such as high-efficiency toilets, weather-based irri...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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