Montana Housing Finance Authority Rehabilitation Loan

Montana Housing (MHFA)

Available Home Repair

About This Program

Low-interest rehabilitation loans for eligible Montana homeowners to address major home repairs and improvements. Loans offered at 1% interest with up to 20-year terms for income-qualified households.

Loan amount based on scope of repairs; 1% interest rate significantly reduces total repayment cost

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loan at 1% for major home repairs
  • Up to $40,000 available for eligible homeowners
  • Income limits apply (typically 80-100% AMI)
  • Up to 20-year repayment terms
  • Must be owner-occupied primary residence

How to Apply

A grant-savvy contractor in Lolo, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lolo early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted continuously

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lolo, MT

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