USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very-low-income rural homeowners to repair, improve, or modernize their homes, or remove health and safety hazards. Grants available only to seniors 62+ who cannot repay a loan. Lone Star qualifies as eligible rural area.

Typical combination of loan and grant for qualifying senior homeowner

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 at 1% interest, 20-year term
  • Grants up to $10,000 for seniors 62+ unable to repay loan
  • For very-low-income rural homeowners
  • Remove health/safety hazards or accessibility barriers
  • Rolling applications, processing takes 30-60 days

How to Apply

A grant-savvy contractor in Lone Star, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lone Star early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lone Star, TX

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