Home Improvement Grants in Lone Star.

Find grants, rebates, forgivable loans, and free programs for Lone Star, TX, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lone Star, TX, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 12 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 average per home

Texas Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by TDHCA through East Texas Council of Governments. Provides free e...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very-low-income rural homeowners to repair, improve, or modernize their homes, or remo...

Home Repair
Rebates up to $2,500

Oncor Home Energy Efficiency Rebates

Oncor offers rebates for qualifying home energy efficiency improvements including AC tune-ups, insulation, air sealing, ...

Energy
Up to $30,000 for rehabilitation

Texas HOME Investment Partnerships

Federal HOME funds administered by TDHCA provide owner-occupied housing rehabilitation for low-income households. Funds ...

Home Repair
Up to $15,000 grant

Morris County Owner-Occupied Repair Program

Morris County offers home repair assistance grants for low-to-moderate income owner-occupants to address critical health...

Home Repair
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for wheelchair accessibility or to addres...

Veterans
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain severe service-connected disabilities to build, buy, or modify a home to meet their disa...

Veterans
Free lead testing and abatement

Texas Lead-Based Paint Hazard Reduction Program

State program to identify and reduce lead-based paint hazards in homes built before 1978. Priority given to homes with c...

Home Repair
Up to $1,200 rebate

Oncor Heat Pump Rebate Program

Oncor offers rebates for installation of qualifying high-efficiency heat pumps. Rebate amounts vary by SEER rating and s...

Energy
Up to $10,000 grant

Texas Senior Citizen Home Repair Program

Provides grants for critical home repairs for seniors 60+ with income at or below 80% AMI. Administered through Communit...

Seniors & Disability
Up to $7,500 for modifications

Texas Home Accessibility Modification Program

Provides funding for home modifications to improve accessibility for individuals with disabilities. Includes ramps, grab...

Seniors & Disability
Up to $5,000 emergency grant

Texas Emergency Home Repair Program

Emergency repair assistance for very-low-income homeowners facing immediate health and safety threats. Covers critical s...

Emergency
Performance-based incentive

Oncor Residential Solar Incentive

Performance-based incentive for residential solar photovoltaic installations. Incentive paid based on system size and pr...

Solar/Renewable
Up to $75,000 for home repair

Texas General Land Office Disaster Recovery

HUD Community Development Block Grant-Disaster Recovery (CDBG-DR) funds administered by Texas GLO for federally declared...

Disaster
Loan up to $20,000

Texas On-Site Sewage Facility (OSSF) Repair Program

Low-interest loans for repair or replacement of failing on-site sewage facilities (septic systems). Available to qualify...

Home Repair
Exemption reduces taxable value

Texas Homestead Property Tax Exemption

Texas homestead exemption reduces property tax burden for owner-occupied primary residences. Basic exemption removes at ...

Property Tax Relief
Defer all property taxes

Texas Property Tax Deferral for Seniors

Texas homeowners 65 or older (or disabled) may defer property taxes on their homestead. Taxes plus 8% annual interest be...

Property Tax Relief
Free AC tune-up (limited slots)

Oncor Free AC Tune-Up Program

Free professional air conditioning tune-up for Oncor residential customers. Includes system inspection, cleaning, and mi...

Energy
Loan up to $12,000

Texas Emergency Roof Repair Loan

Low-interest or deferred-payment loans for emergency roof repair or replacement. Administered by Community Action Agenci...

Home Repair
Free energy efficiency improvements

Texas LITE-UP Program

Low-Income Telephone and Energy-Up (LITE-UP) provides minor home energy improvements for low-income households, particul...

Weatherization
Up to $18,000 for foundation repair

Morris County Foundation Repair Assistance

CDBG-funded assistance for foundation repairs caused by soil movement or structural issues. Available to low-income home...

Home Repair
Up to 100% exemption for 100% disabled veterans

Texas Disabled Veteran Property Tax Exemption

Texas disabled veterans with VA disability ratings receive property tax exemptions on their homestead. Exemption amounts...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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