California Mortgage Relief Program

California Housing Finance Agency

Available Home Repair

About This Program

State program helps eligible California homeowners with mortgage payment assistance, including past-due payments, reinstatement of delinquent loans, and monthly payment assistance for up to 12 months. Funded by federal Homeowner Assistance Fund.

Maximum assistance includes mortgage reinstatement and future payment help

Key Details

  • Up to $80,000 in mortgage assistance
  • Covers past-due payments and future assistance
  • Income at or below 150% AMI for county
  • Must demonstrate COVID-19 financial hardship
  • Owner-occupied primary residence required

How to Apply

Deadline: Applications accepted through June 30, 2025 or until funds exhausted

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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