USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

USDA provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Seniors 62+ may qualify for grants up to $10,000 to remove health and safety hazards.

Senior grant amount shown; loans up to $40,000 at 1% interest

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Must be in USDA-eligible rural area
  • Income at or below 50% AMI
  • Owner-occupied homes only

How to Apply

Deadline: Rolling applications, subject to funding availability

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