California Mortgage Relief Program

California Housing Finance Agency

Available Emergency Repair

About This Program

Provides financial assistance to homeowners who experienced COVID-19-related hardship and are behind on mortgage payments or property taxes. Funds can cover past-due payments, reinstatement, or principal reduction.

Assistance amount based on arrears and household income

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $80,000 for mortgage payment assistance
  • Must have experienced COVID-19 financial hardship
  • Income at or below 150% AMI
  • Covers past-due payments and reinstatement
  • Does not require repayment

How to Apply

A grant-savvy contractor in Los Altos, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Los Altos early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted until funds exhausted

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Los Altos, CA

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