CalHFA Seismic Retrofit Loan Program

California Housing Finance Agency

Available Home Repair

About This Program

Low-interest loan program to help California homeowners retrofit homes built before 1979 to better withstand earthquakes. Covers foundation bolting, cripple wall bracing, and other seismic strengthening.

Low-interest loan covers seismic retrofit costs; repayment required

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loan for seismic retrofits
  • Homes built before 1979 eligible
  • Covers foundation bolting and cripple wall bracing
  • Income limits apply (up to 120% AMI)
  • Loan term up to 15 years

How to Apply

A grant-savvy contractor in Los Altos, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Los Altos early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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