Santa Clara County Owner-Occupied Rehabilitation Program

Santa Clara County Office of Supportive Housing

Available Home Repair

About This Program

Provides deferred, zero-interest loans to low-income homeowners in Santa Clara County for major home repairs and health and safety improvements. Loan is forgiven after 30 years or upon sale of the home.

Deferred loan, no monthly payments; forgiven after 30 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred loan for major home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Santa Clara County
  • Zero interest, no monthly payments
  • Forgiven after 30 years or upon sale

How to Apply

A grant-savvy contractor in Los Altos, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Los Altos early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding availability

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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