Santa Clara County Owner-Occupied Rehabilitation Program

Santa Clara County Housing Authority (HOME/CDBG)

Available Home Repair

About This Program

Provides deferred, zero-interest loans to low-income homeowners in unincorporated Santa Clara County for major home repairs. Loan is forgiven after 15 years of continued owner-occupancy. Repairs must address health, safety, or code violations.

Deferred loan forgiven after 15 years of owner-occupancy

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred loan up to $50,000 for major repairs
  • Income at or below 80% AMI
  • Zero interest, forgiven after 15 years
  • Unincorporated Santa Clara County
  • Addresses health, safety, code violations

How to Apply

A grant-savvy contractor in Los Gatos, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Los Gatos early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted continuously

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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