FHA 203(k) Rehabilitation Loan

About This Program

Wraps home purchase or refinance with renovation costs into a single FHA-insured mortgage. Limited 203(k) covers up to $75,000 in minor repairs. Standard 203(k) allows major structural work up to county FHA loan limits with minimum $5,000 rehab cost.

Mortgage product — renovation costs rolled into loan; FHA mortgage insurance required

Key Details

• Limited 203(k): up to $75,000 for minor renovations
• Standard 203(k): major rehab up to county FHA loan limit
• Single mortgage covers purchase + renovation costs
• Minimum $5,000 rehab cost for Standard 203(k)
• Apply through any FHA-approved lender in Louisville

How to Apply

Deadline: Ongoing through FHA-approved lenders