FHA 203(k) Rehabilitation Loan

Federal Housing Administration / HUD

Open Home Repair

About This Program

Wraps home purchase or refinance with renovation costs into a single FHA-insured mortgage. Limited 203(k) covers up to $75,000 in minor repairs. Standard 203(k) allows major structural work up to county FHA loan limits with minimum $5,000 rehab cost.

Mortgage product, renovation costs rolled into loan; FHA mortgage insurance required

Key Details

  • Limited 203(k): up to $75,000 for minor renovations
  • Standard 203(k): major rehab up to county FHA loan limit
  • Single mortgage covers purchase + renovation costs
  • Minimum $5,000 rehab cost for Standard 203(k)
  • Apply through any FHA-approved lender in Louisville

How to Apply

Visit Official Program Page Track this program

800-225-5342

Deadline: Ongoing through FHA-approved lenders

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