FHA Title I Home Improvement Loan

About This Program

FHA-insured fixed-rate loan up to $25,000 for single-family home improvements. Loans under $7,500 are unsecured. No equity requirement, making it accessible for homeowners who have limited equity or recently purchased.

Fixed-rate loan; under $7,500 is unsecured; no equity requirement

Key Details

• Up to $25,000 for single-family home improvements
• Fixed interest rate with FHA insurance
• Loans under $7,500 require only your signature (unsecured)
• No home equity requirement to qualify
• Apply through FHA Title I approved lenders

How to Apply

Deadline: Ongoing through approved lenders