USDA Section 504 Home Repair Grants & Loans

USDA Rural Development

Available Senior & Disability

About This Program

Federal program providing low-interest loans (1% interest, 20-year term) up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ in USDA-eligible rural areas including Lumberton. Grants are for removing health and safety hazards; loans cover broader repairs.

Grant up to $7,500 for seniors 62+ removing hazards; loans up to $27,500 at 1% interest

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant up to $7,500 for seniors 62+ (very low income)
  • Loan up to $27,500 at 1% interest, 20-year term
  • Removes health/safety hazards or makes accessibility improvements
  • Must be in USDA-eligible rural area
  • Cannot have income above very low-income limit

How to Apply

A grant-savvy contractor in Lumberton, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lumberton early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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