NC Housing Finance Agency (HOME funds)
Federal HOME Investment Partnerships Program funds administered by NC Housing Finance Agency to rehabilitate owner-occupied homes for low-income households. Forgivable loan for major repairs and improvements. Loan forgiven after affordability period (typically 5-10 years based on amount).
Forgivable loan, no repayment if you remain in home through affordability period
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Lumberton, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lumberton early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Check with Lumber River COG for local availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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