Hillsborough County SHIP Program

Hillsborough County Affordable Housing Services

Available Home Repair

About This Program

State Housing Initiatives Partnership program providing home rehabilitation assistance to low- and moderate-income homeowners in Hillsborough County. Funds may be used for critical repairs including roofing, HVAC, plumbing, electrical, and structural work.

Forgivable loan covering up to $50,000 in eligible repairs, forgiven over 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $50,000 for home repairs
  • Income up to 140% AMI may qualify
  • Must be owner-occupied in Hillsborough County
  • Forgiven over 10-year affordability period
  • Covers roofing, HVAC, plumbing, electrical, structural

How to Apply

A grant-savvy contractor in Lutz, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lutz early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, funding permitting

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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