Home Improvement Grants in Lutz.

Find grants, rebates, forgivable loans, and free programs for Lutz, FL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lutz, FL, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 12 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $50,000

Hillsborough County SHIP Program

State Housing Initiatives Partnership program providing home rehabilitation assistance to low- and moderate-income homeo...

Home Repair
Up to $8,000

Florida Weatherization Assistance Program

Federally-funded weatherization program that reduces energy costs for low-income households through comprehensive home e...

Weatherization
Up to $2,000 in rebates

TECO Energy Efficiency Rebates

Tampa Electric offers rebates for residential customers who upgrade to energy-efficient heating and cooling equipment, w...

Energy
Up to $1,750 rebate

TECO Heat Pump Rebate Program

Rebate for residential TECO electric customers who install qualifying high-efficiency heat pump systems. Rebate amounts ...

Energy
Credits on electric bill

TECO Solar Net Metering Program

Net metering program allowing TECO customers with residential solar photovoltaic systems to receive credit for excess el...

Solar/Renewable
Up to $10,000 grant

My Safe Florida Home Program

State-funded program providing free home inspections and matching grants up to $10,000 for hurricane mitigation improvem...

Disaster
Up to $10,000

Hillsborough County Emergency Home Repair

Community Development Block Grant program providing emergency home repair grants for very low-income homeowners in Hills...

Emergency
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize hom...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for Veterans with certain service-connected disabilities to purchase or construct an adapted home, or modify an ex...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for Veterans with certain service-connected disabilities to adapt an existing home to meet their needs. Eligible f...

Veterans
Up to $15,000

Hillsborough County Accessibility Modification Program

Provides grants to low-income homeowners in Hillsborough County for accessibility modifications including wheelchair ram...

Seniors & Disability
Free lead testing and case management

Florida Department of Health Lead Poisoning Prevention Program

Provides free blood lead testing for children, environmental lead testing in homes, case management for lead-poisoned ch...

Home Repair
Up to $5,000

Hillsborough County Senior Home Repair Program

Provides minor home repairs and modifications for low-income seniors (60+) to help them remain safely in their homes. Co...

Seniors & Disability
Up to $10,000 per home

Florida Hurricane Retrofit Program

State and locally-administered grant program helping Florida homeowners retrofit their homes to better withstand hurrica...

Disaster
Up to $7,500

Hillsborough County Septic System Repair Program

Provides financial assistance to low-income homeowners in Hillsborough County for repair or replacement of failing septi...

Home Repair
Free weatherization services

TECO Low-Income Weatherization

Free weatherization services for income-qualified TECO residential customers including energy audits, LED bulbs, air sea...

Weatherization
Varies by project

Florida Hometown Resilience Program

State resilience funding administered through local governments to help communities and homeowners address flooding and ...

Disaster
Up to $25,000

Florida Homeowner Assistance Fund

Federal pandemic-relief program that provided mortgage payment assistance, property charge assistance, and utility payme...

Home Repair
Up to $30,000 down payment assistance

Hillsborough County First-Time Homebuyer Program

Down payment and closing cost assistance for first-time homebuyers in Hillsborough County. Forgivable loan up to $30,000...

Homebuyer
Up to $50,000 exemption

Florida Homestead Exemption

Florida's homestead exemption provides up to $50,000 reduction in taxable property value for owner-occupied primary resi...

Property Tax Relief
Additional $50,000 exemption

Florida Senior Homestead Exemption

Additional property tax exemption for seniors age 65+ who qualify based on income limits. Provides up to $50,000 additio...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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