USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans for very-low-income homeowners in eligible rural areas near Lynchburg to repair, improve, or modernize homes. Loans at 1% interest for up to 20 years. Must be unable to obtain affordable credit elsewhere.

1% interest loan for home repairs, repayment over up to 20 years

Key Details

  • Loan up to $40,000 at 1% interest
  • For very-low-income homeowners (50% AMI or below)
  • Eligible rural areas near Lynchburg
  • Repayment over up to 20 years
  • Must be unable to obtain affordable credit elsewhere

How to Apply

Get free help applying Visit Official Program Page Track this program

(434) 239-4085

A grant-savvy contractor in Lynchburg City, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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