City of Madison Owner-Occupied Rehabilitation Program

City of Madison Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded forgivable loan for comprehensive home repairs and rehabilitation for low-income Madison homeowners. Covers major systems, structural issues, and code compliance. Forgiven after 5 years of continued occupancy.

Forgivable loan, no repayment required after 5 years of occupancy

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $25,000 for major repairs
  • Income at or below 80% AMI required
  • Owner-occupied homes in Madison city limits
  • Forgiven after 5 years of compliance
  • Covers structural, systems, and accessibility

How to Apply

A grant-savvy contractor in Madison, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Madison early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted on rolling basis

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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