USDA Section 504 Very Low-Income Home Repair Grants

USDA Rural Development

Available Senior & Disability

About This Program

USDA Section 504 provides grants up to $10,000 for very low-income seniors (62+) or disabled homeowners to remove health and safety hazards. Also offers loans up to $40,000 at 1% interest for eligible rural homeowners in Madison County.

Grant for seniors 62+ or disabled; loans available to others at 1% interest

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $10,000 for seniors 62+ or disabled
  • Loans up to $40,000 at 1% interest for others
  • Income at or below 50% AMI required
  • Removes health and safety hazards
  • Rural homeowners in Madison County

How to Apply

A grant-savvy contractor in Madison, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Madison early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Year-round applications

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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