Mississippi Home Corporation Owner-Occupied Rehabilitation

Mississippi Home Corporation (MHC)

Available Home Repair

About This Program

Provides rehabilitation assistance to low- and moderate-income homeowners for necessary repairs and improvements. Loan is forgiven after 5 years of continued owner occupancy. Available through local community development agencies.

Forgivable loan, no repayment if you remain in home 5 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $25,000 for home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied primary residence
  • Covers major systems and structural repairs
  • Forgiven after 5 years of occupancy

How to Apply

A grant-savvy contractor in Madison, MS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Madison early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Subject to annual funding allocation

Questions about this program?

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