Home Improvement Grants in Madison.

Find grants, rebates, forgivable loans, and free programs for Madison, MS, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Madison, MS, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 13 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Mississippi Weatherization Assistance Program (WAP)

Federally funded program administered by Central Mississippi Planning and Development District that provides free weathe...

Weatherization
Up to $15,000 down payment assistance

MHFA SmartSolution First Mortgage

Mississippi Home Corporation provides low-interest mortgage loans combined with down payment and closing cost assistance...

Homebuyer
Up to $25,000 forgivable loan

Mississippi Home Corporation Owner-Occupied Rehabilitation

Provides rehabilitation assistance to low- and moderate-income homeowners for necessary repairs and improvements. Loan i...

Home Repair
Up to $10,000 grant

City of Madison Emergency Home Repair Grant

CDBG-funded emergency repair program for low-income Madison homeowners facing immediate health and safety hazards. Prior...

Emergency
Up to $15,000 grant

Madison Home Accessibility Modification Program

Provides grants for accessibility modifications to enable disabled or elderly residents to remain safely in their homes....

Seniors & Disability
Up to $750 rebate

Entergy Mississippi Heat Pump Rebate

Rebate for Entergy Mississippi residential customers who install qualifying high-efficiency electric heat pumps. Rebate ...

Energy
Up to $500 rebate

Entergy Mississippi Insulation Rebate

Rebate for Entergy Mississippi customers who add insulation to their homes, including attic, wall, and floor insulation....

Weatherization
Up to $300 rebate

Entergy Mississippi Water Heater Rebate

Rebate for Entergy Mississippi customers who install qualifying high-efficiency electric water heaters, including heat p...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

USDA grant for very low-income homeowners age 62 or older to remove health and safety hazards from their homes in eligib...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. U...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...

Veterans
Up to $5,000 reimbursement

Madison Sewer Lateral Repair Assistance

Reimbursement program for Madison homeowners who repair or replace private sewer laterals connecting their property to t...

Home Repair
Free lead hazard removal

Mississippi Lead-Based Paint Hazard Control Program

HUD-funded program to identify and remove lead-based paint hazards in eligible homes with children under age 6. Priority...

Home Repair
$100 rebate

Entergy Smart Thermostat Rebate

Rebate for Entergy Mississippi customers who purchase and install qualifying ENERGY STAR smart thermostats. Smart thermo...

Energy
30% of system cost

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit for homeowners who install solar photovoltaic systems. Covers 30% of total system cost including equi...

Solar/Renewable
Credit for excess solar generation

Entergy Mississippi Net Metering

Net metering program that credits Entergy Mississippi customers for excess solar electricity generated and sent back to ...

Solar/Renewable
Up to $7,500 grant

Madison Senior Home Repair Program

Grant program specifically for Madison homeowners age 60 and older to address critical home repairs. Priority given to h...

Seniors & Disability
Up to $600 per season

Mississippi Low Income Home Energy Assistance Program (LIHEAP)

Federal program that helps low-income Mississippi households pay heating and cooling bills. Assistance amount varies bas...

Energy
Up to $3,500 reimbursement

Madison Water Service Line Replacement Program

Reimbursement program for Madison property owners who replace aging or leaking water service lines from the meter to the...

Home Repair
Up to $7,500 grant

Federal Home Loan Bank IMPACT Fund

Grant program administered through participating Mississippi lenders to help low- and moderate-income homeowners with cr...

Home Repair
Property tax exemption on homestead

Mississippi Homestead Exemption - Disability

Mississippi provides full property tax exemption on homestead for homeowners who are totally and permanently disabled. M...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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