USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

USDA program providing loans up to $40,000 and grants up to $10,000 for very-low-income homeowners to repair, improve, or modernize homes in eligible rural areas. Grants available only to seniors 62+ unable to repay a loan.

Grant portion available to qualifying seniors age 62+

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very-low-income requirement
  • Must be in eligible rural area
  • Check Madison area eligibility with USDA

How to Apply

A grant-savvy contractor in Madison, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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