USDA Section 504 Home Repair Grants & Loans

USDA Rural Development

Available Home Repair

About This Program

USDA Section 504 provides grants up to $10,000 for seniors 62+ and loans up to $27,500 for very low-income rural homeowners to remove health and safety hazards. Madisonville is in an eligible rural area. Loans are 1% interest for up to 20 years.

Grant covers up to $7,500 for seniors 62+; loans available up to $27,500 at 1% interest

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $7,500 for seniors 62+
  • Loans up to $27,500 at 1% interest
  • Must be very low income (50% AMI or below)
  • Owner-occupied rural home required
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Madisonville, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Madisonville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications accepted year-round

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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