NJHMFA Homeowner Rehabilitation Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Provides forgivable loans to moderate-income homeowners for essential home repairs and improvements. Loan is forgiven after 5 years of continued owner-occupancy. Administered through local municipalities.

Forgivable loan amount based on scope of needed repairs

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Income limit typically 80% of area median income
  • Must be owner-occupied primary residence
  • Forgiven after 5 years of compliance
  • Contact municipal housing office to apply

How to Apply

A grant-savvy contractor in Mahwah, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications through participating municipalities

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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