Find grants, rebates, forgivable loans, and free programs for Mahwah, NJ, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mahwah, NJ, with individual awards up to $126,526. 5 programs target seniors, 4 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that provides free energy efficiency improvements to income-eligible households. Services inclu...
Provides forgivable loans to moderate-income homeowners for essential home repairs and improvements. Loan is forgiven af...
State-funded program to identify and eliminate lead paint hazards in pre-1978 homes where children under age 6 reside. S...
Comprehensive home energy assessment with instant rebates on insulation, air sealing, and HVAC improvements. Low-cost au...
Rebates for installing high-efficiency air-source or ground-source heat pumps. Enhanced rebates available for income-qua...
Rebates for purchasing ENERGY STAR certified appliances including refrigerators, clothes washers, dryers, dishwashers, a...
Solar system owners earn tradable credits for electricity generated. One SREC is earned per megawatt-hour produced. Cred...
Rebate for purchasing and installing a Level 2 electric vehicle charging station at your home. Covers both equipment and...
Provides home repair grants to Bergen County seniors age 62+ who need essential repairs. Covers emergency and accessibil...
Low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize hom...
Grant for eligible veterans with certain service-connected disabilities to build, purchase, or modify a home to meet the...
Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home. For ve...
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Freeze...
Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) provides property tax relief to New Jersey residen...
Federal HOME funds administered locally for homeowner rehabilitation. Provides loans or grants for necessary repairs and...
Annual property tax deduction for Mahwah residents age 65 or older. Must apply with the Tax Assessor's office. This is a...
Annual property tax deduction for honorably discharged veterans who are Mahwah residents. Must provide DD-214 documentat...
Total property tax exemption for 100% permanently and totally disabled veterans or their surviving spouses/civil union p...
Free energy efficiency improvements for income-qualified households. Services include insulation, air sealing, heating s...
Rebates for purchasing high-efficiency natural gas equipment including furnaces, boilers, water heaters, and tankless wa...
Rebates for installing ENERGY STAR certified windows and doors. Must complete a Home Performance with ENERGY STAR assess...
Rebates for attic, wall, and basement insulation improvements along with air sealing. Part of the Home Performance with ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Mahwah, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Mahwah, 16 programs do not require repayment, 1 is forgivable loan, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.