Find grants, rebates, forgivable loans, and free programs for Manchester, NH, filtered to your situation.
As of June 2026, 41 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Manchester, NH, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 18 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 27 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 9 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides deferred and forgivable loans to income-eligible homeowners for essential home repairs and rehabilitation. Loan...
Federal weatherization program that provides free energy efficiency improvements to low-income households. Includes insu...
CDBG-funded rehabilitation grants and deferred loans for low- and moderate-income homeowners in Manchester. Covers essen...
Provides emergency grants to very low-income homeowners facing immediate health and safety hazards. Priority given to se...
HUD-funded program providing free lead hazard remediation in pre-1978 homes with children under age 6 or pregnant women....
CDBG-funded grants for accessibility modifications to enable seniors and persons with disabilities to remain safely in t...
Provides small grants to low-income homeowners for minor repairs that don't qualify for larger rehab programs. Designed ...
Utility rebates for installation of ENERGY STAR certified ductless mini-split or central heat pumps. Additional incentiv...
Rebates for home insulation and air sealing improvements based on energy audit recommendations. Covers attic, wall, base...
Rebates for ENERGY STAR heat pump water heaters and high-efficiency gas water heaters. Must meet efficiency requirements...
Free comprehensive energy efficiency upgrades for income-qualified households. Includes home energy assessment, air seal...
USDA program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair or ...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...
Helps veterans with certain service-connected disabilities adapt their home for mobility and accessibility. Covers bathr...
Provides grants to seniors age 65+ for minor home repairs and safety improvements to enable aging in place. Priority for...
Cost-share program to help homeowners repair or replace failing private sewer laterals. City covers 50% of eligible cost...
Rebate for residential solar photovoltaic installations. Amount based on system size ($/watt incentive). Combine with fe...
HUD HOME-funded program providing forgivable loans for substantial rehabilitation of owner-occupied homes. Addresses cod...
Helps seniors and persons with disabilities add a first-floor bedroom and bathroom to avoid institutional placement. Gra...
Provides free lead testing, risk assessments, and hazard reduction in homes with children under 6 or pregnant women. Pri...
Rebate for installation of high-efficiency wood pellet boilers and furnaces as primary heating systems. Supports renewab...
Comprehensive home health assessment and remediation targeting asthma triggers, mold, pests, inadequate ventilation, and...
Low-interest loan program to help homeowners repair or replace failing septic systems. Prevents groundwater contaminatio...
Cost-share grants to help income-eligible homeowners install radon mitigation systems in homes with elevated radon level...
Provides free or low-cost water quality testing for private well owners. Tests for bacteria, arsenic, lead, radon, and o...
Instant or mail-in rebate for purchase of qualifying ENERGY STAR smart thermostats. Allows remote temperature control an...
Grant program to replace old, inefficient windows in income-qualified homes. Improves energy efficiency, reduces heating...
HUD-certified homebuyer education workshops covering budgeting, credit, mortgages, home inspection, and maintenance. Req...
Deferred second mortgage to help first-time homebuyers with down payment and closing costs. No monthly payment; due when...
Rebate for purchase and installation of Level 2 electric vehicle charging equipment at single-family and multi-unit resi...
Enhanced down payment assistance for essential workers including teachers, nurses, first responders, and other workforce...
Professional home energy assessment including blower door test, infrared imaging, and comprehensive efficiency recommend...
Matching grants for exterior restoration and preservation of properties in Manchester's historic districts. Covers windo...
Rebate for installation of stainless steel chimney liner when upgrading to high-efficiency gas heating equipment. Ensure...
CDBG Disaster Recovery funds to repair or rebuild homes damaged by federally-declared disasters. Activated only after pr...
Allows seniors 65+ and persons with disabilities to defer annual property tax payments. Creates a lien on the property; ...
Provides heating fuel and electric assistance to income-eligible New Hampshire households during the heating season. Adm...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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41 programs are currently listed for Manchester, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Manchester, 27 programs do not require repayment, 3 are forgivable loans, and 9 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.