USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair or improve their homes, or remove health and safety hazards. Seniors 62+ may qualify for grants.

Combines loan and grant based on age, income, and repair needs

Key Details

  • Loan up to $40,000 at 1% interest for 20 years
  • Grant up to $10,000 for seniors 62+ (no repayment)
  • Income at or below 50% AMI required
  • Must be in USDA-eligible rural area
  • Covers health, safety, and accessibility repairs

How to Apply

Visit Official Program Page Track this program

(603) 223-6035

Deadline: Applications accepted year-round

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