CalHFA Home Repair and Modification Program

California Housing Finance Agency

Available Home Repair

About This Program

Provides forgivable loans for essential home repairs and accessibility modifications for eligible California homeowners. Loan is forgiven after 3 years of continued owner-occupancy and compliance with program requirements.

Forgivable loan amount based on repair needs and income, no repayment if residency maintained 3 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $50,000 for home repairs
  • Income at or below 120% AMI required
  • Must be owner-occupied primary residence
  • Forgiven after 3 years of compliance
  • Covers structural, accessibility, systems repairs

How to Apply

A grant-savvy contractor in Manhattan Beach, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Manhattan Beach early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Manhattan Beach, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs