USDA Section 504 Home Repair Program

U.S. Department of Agriculture / Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize dwellings or remove health and safety hazards. Grants up to $10,000 available for seniors age 62+ unable to repay a loan.

Combined loan and grant estimate; seniors may qualify for up to $10,000 grant portion

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loan up to $40,000 for repairs
  • Grant up to $10,000 for seniors 62+ unable to repay
  • Income at or below 50% AMI required
  • For owner-occupied rural and semi-rural areas
  • Covers health, safety, and accessibility improvements

How to Apply

A grant-savvy contractor in Manhattan Beach, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Manhattan Beach early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications; subject to annual appropriations

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Manhattan Beach, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs