USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program for very-low income rural homeowners to repair or improve their homes. Seniors age 62+ may qualify for grants up to $10,000; others receive low-interest loans. Richland County areas outside Mansfield city limits may qualify.

Seniors 62+ receive grant; others receive 1% interest loan over 20 years

Key Details

  • Loan up to $40,000 at 1% interest for repairs
  • Grant up to $10,000 for seniors 62+ to remove hazards
  • Must be in eligible rural area of Richland County
  • Income at or below 50% AMI required
  • Covers major repairs and accessibility modifications

How to Apply

Get free help applying Visit Official Program Page Track this program

(740) 289-3727

A grant-savvy contractor in Mansfield, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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