USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Federal program providing grants up to $10,000 for very low-income seniors (62+) to remove health and safety hazards. Also offers loans up to $40,000 at 1% interest for eligible repairs. Available in eligible rural areas near Manteca.

Grant portion for seniors 62+; loan at 1% interest for other eligible applicants

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $27,500 grant for seniors 62+ (very low income)
  • Loans up to $40,000 at 1% interest
  • Removes health and safety hazards
  • Available in eligible rural areas
  • Owner-occupied, very low income required

How to Apply

A grant-savvy contractor in Manteca, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Manteca early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing, subject to funding availability

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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