Collier County SHIP Owner-Occupied Rehabilitation

Collier County Community and Human Services

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) program providing forgivable loans for major home repairs to income-eligible owner-occupants in Collier County. Loan is forgiven after 5-15 years depending on amount. Covers essential repairs including roofing, HVAC, plumbing, electrical, and structural work.

Forgivable loan based on scope of repairs, forgiven over 5-15 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $60,000
  • Income up to 140% AMI may qualify
  • Must be owner-occupied for 1+ year
  • Forgiven over 5-15 years of occupancy
  • Covers major repairs and systems

How to Apply

A grant-savvy contractor in Marco Island, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Marco Island early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

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