Home Improvement Grants in Marco Island.

Find grants, rebates, forgivable loans, and free programs for Marco Island, FL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Marco Island, FL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 14 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $2,000 annual tax credit

Florida Housing Finance Corporation Mortgage Credit Certificate

Federal tax credit worth up to $2,000 per year for qualified first-time homebuyers in Florida. Reduces federal income ta...

Home Repair
Up to $8,000 in weatherization services

Florida Weatherization Assistance Program

Federally funded program providing free weatherization services to low-income households in Collier County. Services inc...

Weatherization
Up to $60,000 forgivable loan

Collier County SHIP Owner-Occupied Rehabilitation

State Housing Initiatives Partnership (SHIP) program providing forgivable loans for major home repairs to income-eligibl...

Home Repair
Up to $10,000 grant

Collier County Emergency Home Repair Program

Provides emergency grants for health and safety repairs to low-income owner-occupied homes in Collier County. Addresses ...

Emergency
Free energy assessment

FPL Free Home Energy Survey

Free in-home energy assessment from FPL that identifies opportunities to reduce energy consumption and costs. Includes b...

Energy
Up to $1,650 rebate

FPL HVAC Rebate Program

Rebates for installing high-efficiency HVAC systems in FPL service territory. Rebate amounts range from $130 to $1,650 d...

Energy
Up to $140 rebate

FPL Smart Thermostat Rebate

Rebate for installing qualified smart/Wi-Fi thermostats that help manage energy use. FPL customers receive up to $140 re...

Energy
Up to $400 rebate

FPL Pool Pump Rebate

Rebate for replacing existing pool pump with ENERGY STAR certified variable-speed pool pump. Marco Island's pool-heavy h...

Energy
Community solar subscription

FPL SolarTogether Community Solar

Community solar program allowing Marco Island residents to subscribe to solar energy without installing panels on their ...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Includes solar panels, inve...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program offering loans up to $40,000 and grants up to $10,000 for very low-income homeowners to repair, improve,...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities including blindness or loss of use of hands. Helps adapt ...

Veterans
Varies by disaster declaration

Florida Department of Emergency Management Storm Recovery

State disaster recovery assistance activated following major hurricanes and tropical storms affecting Marco Island. Prog...

Disaster
Up to $25,000 grant

Collier County ADA Home Modification Program

Provides grants for accessibility modifications to homes occupied by persons with disabilities. Covers ramps, widened do...

Seniors & Disability
Up to $25,000 assistance

Florida Hardest-Hit Fund

Federal Treasury program providing mortgage payment and home repair assistance to homeowners experiencing financial hard...

Home Repair
Up to $50,000 additional exemption

Florida Senior Property Tax Exemption

Additional property tax exemption for seniors age 65+ who have maintained permanent Florida residency for at least 25 ye...

Property Tax Relief
$500 property tax exemption

Florida Disability Property Tax Exemption

Property tax exemption for totally and permanently disabled individuals. Provides $500 reduction in assessed value, lowe...

Property Tax Relief
Up to $10,000 matching grant

My Safe Florida Home Hurricane Retrofit Program

Matching grant program providing up to $10,000 for hurricane mitigation improvements including roof upgrades, window pro...

Disaster
Free wind inspection

Strengthen Florida Homes Program

Provides free wind inspections for homes built before 1994 to identify hurricane vulnerabilities. Inspector evaluates ro...

Disaster
Up to $5,000 grant

Collier County Sewer Lateral Repair Program

Provides grants to low-income homeowners for repair or replacement of private sewer lateral lines connecting home to pub...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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