Monterey County HOME Rehabilitation Loan

Monterey County Housing and Community Development (HOME)

Available Home Repair

About This Program

Federally funded HOME program providing deferred-payment, zero-interest loans for major home repairs. Loan is forgiven after 15 years of continuous owner-occupancy or repaid if home is sold or refinanced earlier.

Deferred loan forgiven after 15 years of owner-occupancy

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred loan up to $35,000 at 0% interest
  • Income at or below 80% AMI
  • Forgiven after 15 years of owner-occupancy
  • Must be primary residence in Monterey County
  • Covers major repairs and code compliance

How to Apply

A grant-savvy contractor in Marina, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Marina early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round, subject to funding

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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