USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides loans up to $40,000 and grants up to $10,000 to very low-income homeowners in rural areas for repairs to remove health and safety hazards. Grants available only to seniors 62+ who cannot repay a loan. Marlin qualifies as a rural area under USDA guidelines.

Grant amount for seniors 62+; younger homeowners receive 1% interest loan

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 at 1% interest, 20-year term
  • Grants up to $10,000 for seniors 62+ who cannot repay loan
  • Must be very low income (50% AMI or below)
  • For health and safety repairs in rural areas
  • Marlin qualifies as USDA rural area

How to Apply

A grant-savvy contractor in Marlin, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Marlin early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, contact local office

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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