USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan for very low-income homeowners in rural areas to repair, improve, or modernize their homes. Marshall qualifies as a rural area. Loans up to $40,000 at 1% fixed interest for 20 years.

Low-interest loan with monthly payments; 1% rate for 20 years

Key Details

  • Up to $40,000 loan at 1% interest
  • Income at or below 50% AMI required
  • Must be in designated rural area (Marshall qualifies)
  • 20-year repayment term
  • Covers major repairs and accessibility improvements

How to Apply

Get free help applying Visit Official Program Page Track this program

(254) 742-9770

A grant-savvy contractor in Marshall, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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