Georgia DCA Community HOME Investment Program (CHIP)

Georgia Department of Community Affairs (HOME funds)

Available Home Repair

About This Program

HOME-funded program providing forgivable loans for substantial home rehabilitation in designated Georgia communities. Administered locally through Columbia County. Loan is forgiven after 5 years of continued owner-occupancy. Income limits at 80% AMI.

Forgivable loan for major rehabilitation, forgiven after 5 years of occupancy

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $30,000 for rehabilitation
  • Income at or below 80% Area Median Income
  • Forgiven after 5 years of owner-occupancy
  • Covers major systems and structural repairs
  • Available through Columbia County

How to Apply

A grant-savvy contractor in Martinez, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Martinez early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Subject to local allocation and availability

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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