USDA Section 504 Home Repair Grants & Loans

USDA Rural Development

Available Senior & Disability

About This Program

USDA offers grants up to $10,000 for very-low-income seniors (62+) to remove health and safety hazards, plus low-interest loans up to $20,000 for other eligible rural homeowners. Portions of Blount County qualify as rural; contact USDA to confirm property eligibility.

Grant portion for seniors 62+ removing health hazards; loan for other repairs at 1% interest

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $7,500 grant for seniors 62+ (very-low income)
  • Up to $20,000 loan at 1% interest for other repairs
  • Must be in USDA-eligible rural area
  • Owner-occupied single-family home required
  • Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Maryville, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Maryville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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