USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors age 62+ who cannot repay a loan. Loans up to $40,000 at 1% interest for 20 years.

Grant for seniors 62+, low-interest loan for others, or combination of both

Key Details

  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ who cannot repay loan
  • Must be very low income (50% AMI or below)
  • Only for eligible rural areas
  • Covers essential repairs and accessibility modifications

How to Apply

A grant-savvy contractor in Massapequa, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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