USDA Section 504 Home Repair Grant & Loan

U.S. Department of Agriculture Rural Development

Available Senior & Disability

About This Program

Provides grants up to $10,000 and loans up to $20,000 for very low-income homeowners age 62+ to repair, improve, or modernize homes and remove health and safety hazards. Loans are at 1% interest for up to 20 years. May be available in portions of Matteson designated as rural.

Grant covers up to $7,500; loan at 1% interest up to $20,000

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant up to $7,500 for seniors age 62+
  • Loan up to $20,000 at 1% interest
  • Must be very low income (50% AMI or below)
  • Covers health/safety hazards and accessibility
  • May be available in designated rural areas

How to Apply

A grant-savvy contractor in Matteson, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Matteson early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing subject to annual appropriations

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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