USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Maximum 20-year term at 1% fixed interest. Property must be located in USDA-eligible rural area.

Low-interest loan at 1% fixed rate for up to 20 years

Key Details

  • Loan up to $40,000 at 1% interest
  • 20-year maximum repayment term
  • Very-low income required (50% AMI)
  • Must be in USDA-eligible rural area
  • Covers repairs, improvements, accessibility

How to Apply

A grant-savvy contractor in Mauldin, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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