Atlantic County HOME Improvement Loan Program

Atlantic County Improvement Authority

Available Home Repair

About This Program

Provides forgivable loans to low and moderate-income homeowners in Atlantic County for critical home repairs and improvements. Loan is forgiven after 5 years of continued owner-occupancy.

Forgivable loan amount based on scope of needed repairs, no repayment if occupancy maintained

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan for major home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Atlantic County
  • Forgiven after 5 years of compliance
  • Covers roofing, HVAC, plumbing, electrical, structural

How to Apply

A grant-savvy contractor in Mays Landing, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mays Landing early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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