New Jersey HOME Program (Owner-Occupied Rehab)

NJ Department of Community Affairs

Available Home Repair

About This Program

Federal HOME Investment Partnerships Program administered by the state provides forgivable loans for rehabilitation of owner-occupied homes. Loans forgiven after affordability period (typically 5-15 years depending on amount). Atlantic County residents apply through the county.

Forgivable loan covers major rehabilitation costs, forgiven after compliance period

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $40,000 for major repairs
  • Income at or below 80% AMI
  • Must be owner-occupied in Atlantic County
  • Loan forgiven after 5-15 years of occupancy
  • Covers structural, systems, accessibility upgrades

How to Apply

A grant-savvy contractor in Mays Landing, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Mays Landing early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Contact local administrator for availability

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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