USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan at 1% for very low-income homeowners in rural Pike County areas to repair, improve, or modernize homes. Loans can be combined with Section 504 grants up to a total of $47,500.

1% interest loan repaid over up to 20 years based on ability to pay

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loan up to $40,000 at 1% fixed interest
  • Very low-income homeowners in rural areas
  • Can combine with $7,500 grant (age 62+)
  • Repayment up to 20 years
  • Repairs, improvements, accessibility modifications

How to Apply

A grant-savvy contractor in McComb, MS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in McComb early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in McComb, MS

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