Texas TDHCA Owner-Occupied Rehab Program

Texas Department of Housing and Community Affairs

Available Home Repair

About This Program

State-funded rehabilitation program for owner-occupied homes requiring major repairs. Provides forgivable loans for households at or below 80% Area Median Income. Loan forgiven after 5 years of continued occupancy.

Forgivable loan amount based on scope of needed repairs and income level

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Income at or below 80% AMI required
  • Owner-occupied homes in McGregor area
  • Forgiven after 5 years of occupancy
  • Contact Heart of Texas COG for local application

How to Apply

A grant-savvy contractor in McGregor, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in McGregor early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Contact local administrator for current availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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