PHFA Homeowner Repair Program

Pennsylvania Housing Finance Agency

Available Home Repair

About This Program

Low-interest home repair loans from PHFA for Pennsylvania homeowners with income below 80% AMI. Covers essential repairs to health, safety, and structural systems. Loans are repaid over 10 years at 3% fixed interest rate.

Loan with 3% fixed rate over 10 years; monthly payment approx $242 per $25,000 borrowed

Key Details

  • Low-interest loan up to $25,000 at 3% APR
  • Income at or below 80% AMI required
  • 10-year repayment term
  • Covers essential health and safety repairs
  • Must be owner-occupied in Pennsylvania

How to Apply

Get free help applying Visit Official Program Page Track this program

(855) 827-3466

A grant-savvy contractor in McKeesport, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing while funds available

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