USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income rural homeowners to repair, improve, or modernize their homes. Seniors (62+) may qualify for grant portion up to $10,000 for accessibility and safety improvements.

Combines low-interest loan with grant for seniors; amount based on income and need

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low-income requirement
  • Must be in USDA-eligible rural area
  • Covers health and safety repairs

How to Apply

A grant-savvy contractor in Medford, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Medford early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Medford, NJ

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