USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program offering loans and grants to very-low-income homeowners in eligible rural areas of Jackson County to repair, improve, or modernize homes, or remove health and safety hazards. Grants available for seniors age 62+.

Combination of low-interest loan (1% interest) and grant for seniors 62+

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors age 62+
  • Very low-income requirement (50% AMI)
  • For eligible rural areas in Jackson County
  • Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Medford, OR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Medford early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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