Melbourne SHIP Housing Rehabilitation

Florida Housing Finance Corporation / City of Melbourne

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) funds administered locally for owner-occupied rehabilitation. Loan is forgiven after 15 years of continued occupancy. Covers major repairs including roof, foundation, HVAC, plumbing, and electrical systems.

Forgivable loan, no repayment if you remain in the home 15 years

Key Details

  • Forgivable loan up to $75,000 for major repairs
  • Income at or below 140% AMI required
  • Must be owner-occupied in Melbourne city limits
  • Forgiven after 15 years of continuous occupancy
  • Covers structural, mechanical, and life-safety repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(321) 608-7500

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Deadline: Apply year-round, funds awarded on availability

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